Compliance

Legal Disclosures, Privacy & Terms

Last updated April 2026.

About this site

First Home Buyer Guarantee is an independent information resource summarising the Australian Government 5% Deposit Scheme (formerly the Home Guarantee Scheme). Official Scheme settings are set by Housing Australia. For authoritative guidance, always refer to firsthomebuyers.gov.au.

General Advice Disclaimer

The content of this website is general information only and does not take into account your specific objectives, financial situation, or needs. Stamp duty, eligibility and price cap rules change frequently and vary by state, contract date and personal circumstances. Before making any financial decision, please seek independent advice from a licensed mortgage broker, your state revenue office and a qualified conveyancer.

Privacy Policy

We protect your personal data with industry-standard encryption. We collect only what is necessary to respond to enquiries or process a strategy call request. We do not sell your data.

Credit Guide & Disclosure

Loan In Pty Ltd t/a Brokerly (ACN 662 420 484) is an authorized credit representative (CR 544009) under LMG Broker Services Pty Ltd (ACN 632 405 504), Australian Credit Licence BLSSA PTY LTD 391237.

Fee Disclosure

  • Residential Mortgage Broking

    Free (lender-paid commission).

  • 5% Deposit Scheme strategy

    Free. Paid via lender commission upon settlement.

Feedback & Complaints

If you have a complaint, please contact us so we can resolve it promptly.

External Dispute Resolution

Our external dispute resolution provider is the Australian Financial Complaints Authority (AFCA) , www.afca.org.au ยท 1800 931 678.